Experience · 2020 — Present · Singapore

Head of Operations — ICICI Bank Singapore

Banking Operations, Payments, Trade Finance & Payments Transformation. Accountable to the Chief Executive for branch operations across private banking, retail, corporate, treasury, payments, trade and lending — leading teams across Singapore and India delivery hubs.

Faster
Payment processing after the MEPS+ migration to the new messaging standard
No disruption
For clients through the MEPS+ cutover — first-wave bank in Singapore
Clean record
A sustained record of clean regulatory outcomes under MAS supervision
End to end
Lending oversight — documentation, disbursement, collateral, valuation and margin calls
The Remit

Branch-wide operations, end to end

Payments

Payments operations & modernisation

MEPS+, SWIFT MX, SWIFT gpi, FAST, GIRO, RTGS and correspondent banking — including leading the MEPS+ migration to the new messaging standard with no client disruption and materially faster payment processing.

Trade

Trade finance operations

Letters of credit, guarantees, documentary collections and discounting — with workgroup membership of the ABS Trade Finance Registry, the industry utility against trade fraud and double financing.

Lending

Corporate & private-banking lending

Documentation, disbursement, collateral, daily valuation and margin calls, with oversight of the branch's leverage portfolios across corporate and private-banking books.

Client Lifecycle

KYC / AML operations

Onboarding, account lifecycle, static data, mandates and signatory governance, complaints and root-cause correction, and the branch call centre — the first line where compliance becomes real.

Controls

Controls & account governance

The branch's office and trading accounts, all nostro accounts, suspense governance and break investigation — the unglamorous machinery that keeps a branch audit-ready every day.

Regulatory

Regulatory reporting & governance

MAS 610 / 643A, TBGS, EWRA, CRAFT, MLTF and SDIC reporting; MAS reviews; and the Outsourcing Risk, BCM and Operational Resilience committees — with tier-one recovery readiness.

"A Target Operating Model with RPA and machine learning: faster turnaround, fewer operational losses, lower operating cost."